Home or Business Property Losses
In the event of a home or business property loss, would you be able to make a full list of everything you own, including credible proof of ownership by way of photographs or receipts? If the answer is no, don’t feel alone. Today, more than 95% of people that own a home or business, rent an office, condominium or apartment are unable to properly and accurately create or re-create the information required in the event that their property is lost, damaged or stolen. In 2011 alone, there were 171 natural disasters in the United States accounting for 35.9 billion dollars of insured losses, making it the 5th most expensive year on record for insurance catastrophe losses. The sources of these natural disasters were comprised of earthquakes, hurricanes, floods, tornadoes, wildfires, winter storms and other wind/hail events. At BaselinePCA, we cannot save you from a loss, but we can help protect you prior to damages and aid in the recovery of what you rightfully own.
Making You The Expert of What You Own
At BaselinePCA, we understand proof of ownership. With the proper documentation formulated into insurance company terminology, we create a unique situation that allows home and business owners to be their own experts. To create a document that correlates with an insurance company’s requirements, one will need indisputable evidence in way of photographs, receipts, purchase information as well as any other form of product identification. With BaselinePCA’s advanced software, you can simply fill in the necessary forms, upload pictures and receipts of each item, store all the information securely and as needed, generate a complete list of all your assets. Altogether, we want to help people with a customized service to meet their personal needs.
Getting Equipped
Properly documenting a building, home, or business personal property prior to any damage, loss or claim being filed is a simple task but can become overwhelming during the process. Hiring a Certified Inventory Specialist can expedite this process all the while creating a defined baseline with credible proof and verification of ownership. This properly documented file will guarantee a fair representation of pre-damaged or loss of property for the owner, thus maximizing a recovery of the property owned.
The Reality
Consumers (of Property & Casualty Insurance) will find it increasingly important to consider steps to control their personal exposure to risk and to reduce the damages and costs associated with severe weather events.–-The Insurance Research Council
